The problem
Member savings live in passbooks, loan approvals live in someone's head, and reconciling mobile money deposits takes the treasurer a whole weekend every month.
Members, loans and repayments in one system
Member records, loan workflows and automatic mobile money reconciliation for savings groups.
The problem and our approach
What we'd build
A system for members and loans that matches each mobile money deposit to the right member automatically, sends members their balance by SMS, and gives the board a clear report in minutes.
What's included
The system is made up of five parts that work together and replace the notebooks and spreadsheets.
- 1
Member register
Every member's details, shares and savings history in one record.
- 2
Savings & shares
Deposits and withdrawals recorded once, reflected everywhere.
- 3
Loan workflow
Applications, guarantors, approvals and disbursement with a full trail.
- 4
Repayment schedules
Automatic schedules, reminders and arrears tracking.
- 5
Board reports
Portfolio health, arrears and growth on a single page.
Built with
- Mobile money collections
- SMS statements
- Audit trail
- Role-based approvals
What changes for you
- Deposits matched in minutes, not over a weekend
- Members can check their own balance
- The board sees up-to-date figures
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Want asystemlike this?
We'll adapt it to the way your organisation works. It starts with a conversation.